AI risk, credit, and capital (TWIF 7/4)

Quantifind, a Palo Alto‑based AI‑native risk intelligence company serving financial crime and national security teams, announced $200 million growth funding to scale its platform and governed agentic middleware for risk operations.

Addi, a Colombia‑based buy‑now‑pay‑later and consumer credit fintech, raised $85 million Series D funding to scale its credit platform for consumers and merchants.

Venice AI, a privacy‑focused AI platform, raised $65 million.

Jota, a Brazil‑based AI‑powered conversational banking platform for entrepreneurs, raised $30 million Series A funding.

Nebex, a New York‑based space fintech startup building market and financial infrastructure for the global space economy, raised $30 million seed funding.

MDOTM, a provider of AI‑driven investment technology for asset and wealth managers, raised $27 million growth equity funding.

LinqAlpha, a New York‑based AI‑native platform that turns institutional investors’ research into multi‑agent “alpha intelligence” for public markets, raised $22 million Series A funding.

Niural, a New York–based AI‑native platform for global payroll and benefits, raised $21 million in new Series A funding to build long‑horizon AI agents for high‑stakes finance and HR workflows.

BR‑DGE, an Edinburgh‑based payments orchestration platform for enterprise merchants, raised £10 million ($12.7 million) funding to support international expansion and enhance its payment performance and intelligence platform.

GrailPay, a New York‑based B2B payments risk network, raised $10.5 million Series A funding.

Wultra, a Prague‑based startup providing authentication and digital identity solutions for banks and fintechs, raised €6.8 million ($7.4 million) in Series A funding.

KredosAi, a Seattle‑area AI‑powered collections platform helping enterprises recover late consumer payments, raised $7 million Series A funding.

Qashier, a Singapore‑based unified merchant operating system and POS and payments provider for SMEs across Southeast Asia, raised $6.125 million Series A+ funding.

Pints AI, a Singapore‑based agent orchestration startup for regulated financial institutions, raised $5.6 million pre‑Series A funding to scale its platform for auditable AI underwriting, claims, and onboarding across banks and insurers.

HousApp, a Dutch SaaS platform that uses automation and AI to help real estate agents manage viewings and leads, raised a €4.3 million ($4.6 million) seed round to accelerate product development and expand across European brokerage markets.

Orthogonal, a San Francisco‑based platform for discovering, orchestrating, and paying AI agents across the internet, raised $4.3 million seed funding to build out its agent service discovery, orchestration, and payments infrastructure.

Maalexi, a UAE‑based agritech and fintech startup building a regulated tokenized agricultural commodities exchange, raised $2.8 million funding.

Adjacent, a prediction market index provider that builds independent event contract and election indices, raised $2.5 million pre‑seed funding.

Daya, a Nigeria‑based fintech startup building a stablecoin‑based payment and treasury platform for African businesses, raised $2.4 million pre‑seed funding to help companies collect, convert, and settle cross‑border payments.

Rentify, a UAE‑based proptech and fintech startup, raised $2 million seed funding to launch Earn AI, an AI‑powered rental revenue management platform for landlords and property managers.

Nomerra, a Berlin‑based fintech startup building AI‑native operational infrastructure for private markets, raised $2 million pre‑seed funding.

Finnovate Financial Services, an India‑based advisory‑led wealth management and financial planning platform, raised $2 million pre‑Series A funding.

Polysights, an AI‑powered data and analytics platform for prediction markets like Polymarket, raised $1.5 million pre‑seed funding to build automation and intelligence infrastructure that helps traders and institutions detect suspicious activity and optimize prediction market strategies.

Januar, a Danish fintech offering crypto‑friendly IBAN accounts and stablecoin payments, raised €1 million ($1.1 million).

Axon, a UAE‑based fintech infrastructure startup for cross‑border payments, raised $1 million seed funding.

EquiLibre Technologies, a Prague‑based AI lab founded by former DeepMind researchers, raised an undisclosed Series A round.

InSoil, a Lithuanian lender focused on regenerative agriculture, raised a €120 million ($129 million) senior secured credit facility from Pollen Street Capital to expand lending to small and medium‑sized farms across Europe

Digitt, a Mexico‑based fintech focused on credit card debt refinancing for prime borrowers, secured a $50 million debt financing facility to expand its refinancing and consumer lending platform and help more customers move off predatory credit card debt.

Baubap, a Mexico‑based digital microlending fintech serving underbanked consumers, secured a $23 million credit facility from BBVA Spark and SixPoint Capital.

Offa, a U.K.-based Sharia-compliant property finance and bridging lender, secured £6.5 million ($8.3 million) in sukuk financing to fuel its next phase of growth.

Framework Ventures closed its $400 million fourth fund to invest in frontier technologies spanning blockchain infrastructure, decentralized finance, AI and robotics, reflecting the firm's broader thesis beyond crypto.

Daybreak closed $100 million across a $75 million flagship fund and a $25 million opportunity fund to back pre-seed and seed-stage AI startups.

3one4 Capital, alongside British International Investment, launched a $15 million fund to invest in women founders, entrepreneurs outside India's major cities, and startups tackling underserved development challenges.

Ashton Kutcher left Sound Ventures to launch a new early-stage venture firm with former NFX investor Morgan Beller focused on investing in a post-AGI world.