Rain is on a mission to make digital dollars work like everyday money for everyday people, no matter where they live or what bank they use. Today, moving money across borders is still too slow, too expensive, and too dependent on decades‑old infrastructure that was never designed for an internet-scale world. Rain believes people shouldn’t have to learn new jargon or understand “stablecoins” to benefit from instant, low-cost payments; they should just see that their money arrives faster, more reliably, and with fewer hidden fees.
In this conversation with Rain CEO and Founder, Farooq Malik, our host, Justin Friedman takes a look behind the scenes at Rain’s building of compliant, institution‑grade rails that connect stablecoins to the traditional financial system instead of trying to replace it. Farooq Malik and his team realized early that anyone holding stablecoins expects them to “just work” like real money—able to move fluidly between wallets, banks, and business platforms—so Rain focuses on interoperability, trust, and regulatory alignment. That means banks, fintechs, employers, and platforms can plug into Rain’s infrastructure and offer on-chain settlement and stablecoin-powered experiences, often without changing how their end users log in, get paid, or check out.
At its core, Rain’s mission is about expanding access and lowering the cost of financial services so more workers, businesses, and families can participate fully in the digital economy. By upgrading the “pipes” of money movement with tokenized dollars and compliant stablecoin rails, Rain makes it viable to serve customers who were previously too small or too complex for legacy systems—from remote workers paid across multiple countries to merchants whose customers already want to pay them in stablecoins. As regulation matures and institutions lean into this new infrastructure, Rain aims to be the quiet but critical layer that enables instant, borderless, dollar-based payments at global scale—so that over time, we stop talking about stablecoins and simply enjoy money that works at the speed of the internet.
Let's dive in!
